The importance of home insurance has been rising almost as quickly as water levels
in some of the high flood risk areas of the UK. It is essential you take out the
correct level of cover to ensure, should disaster strike, you are covered for every
eventuality.... from burst water pipes to earthquake, storms, floods or even falling trees!
There are two type of home insurance :
- Buildings insurance
Insurance against damage or destruction of the brick & mortar, fixtures &
fittings of a house.
- Contents insurance
Insurance against loss or damage to re-movable items of a house.
Some insurance providers offers large discounts if you take out building and contents insurance
with the same insurer.
Here are some great deals from some of the best Home Insurance providers in the UK :
Hiscox Home insurance
- one of the UK's leading specialist insurer of higher value homes - dating back to 1901
- awarded 5 stars from independent market researchers, Defaqto, for 3 years running
- '96% of customers satisfied with the way Hiscox handled the claim' - surveyed April 2007 - Jan 2008
- 24 hour Home Emergency cover is automatically included and provides cover up to
£500 to repair things like burst pipes
NatWest Home insurance
- 12 months cover for the price of 9, when purchased by 5 September 2008
- accidental damage cover for DVD players, TVs, Hi-fi equipment and home computers
- 5 stars rating for Elite Buildings cover from independent market researchers, Defaqto, for 2008
- an extra 10% discount when you buy online
Saga Home insurance
- Saga Home Insurance offer you a great introductory discount of 10% plus a combined
discount of 5% if you buy both buildings and contents insurance plus an online
discount of up to 22%!!
- a No Claim Discount is available only on Cover Plus policies
- no extra charge if you want to pay monthly
Yes Home insurance
- Yes Home Insurance search a panel of 14 top insurers including AXA, AIG, Fortis, Legal & General,
Norwich Union and Zurich, to get you the best price
- accidental damage for PC, TV, Video and Hi-Fi automatically included in cover
- cover can be arranged for contents only, buildings only or combined contents and buildings
- for an additional premium, you can include Family Legal Protection which will provide cover up to
£50,000 to pursue legal claims for incidents such as employment disputes and personal injury claims
Barclays Home insurance
- Barclays Home Insurance offer a 10% discount when you buy Barclays Home Insurance online
- They guarantee all repairs and replacements arranged by us and carried out by our approved repairers
- Get £50 cash back when you take out combined buildings & contents insurance
- The flexibility to reduce your premium even further by choosing a higher than standard excess
Nationwide Home insurance
- Nationwide is the largest building society in the world, with 12 million customers
- get 20% off when you buy buildings and contents cover together now and 20% off your buildings and contents
renewal price next year PLUS 10% off this years discounted price when you buy online
- No extra charge for paying monthly by direct debit
- 24 hour cover if a home emergency occurs for just £4.50 a month
